This page is the start of the section on How To Move Money safely and securely on the web; being smart and being safe whilst getting bargains and avoiding sharks - it is all here. Heimdallnet.com Heimdall Net dot Com is a site dedicated to new and experienced internet users. Visitors will find advice on security & safety issues; online auctions guide, money and how to move it on the web, advice on antivirus, firewall, Spyware and malware killers, how not to be spammed and how to set your systems up for maximum usability in years to come. Links and resources for all levels of experience to products and solutions to keep your computer secure and safe, at home or at work. For those interested, we also offer a guide to online shopping, resources and business opportunities suitable for all with a little business sense and willingness to set some time aside and get a job done. Bargains, best buys and product information, it is all here at Heimdallnet.com!

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Welcome to Heimdall Net's

Moving Money page

One of the most useful things you can do on the internet is save time paying bills, making payments, receiving payments and generally moving money around.

The biggest rule is to make sure you can track what is happening. For example, if you are receiving a bank transfer for an eBay item you just sold, ask the buyer to use your eBay item number as the detail in the transaction so you KNOW where the money came from.

Money is probably the biggest cause of problems I know of, or at least disputes over who paid for what and to whom how much! DO NOT ever rely on memory,.. sticky notes,.. bits of paper or any other temporary measures which, despite best intentions, can get lost, put somewhere too safe etc.

Email is great for tracking and communicating. Make your emails clear and concise when talking about money (or anything!) and make your life WAY easier! A sample of an email I might send is:

"Dear [username]

Thank you for bidding on and winning [item description], item number [item number] on eBay today. I have recorded that the closing bid as AUD$[amount]. By your profile, you are in Perth, W.A.; this means postage will be AUD$[postage] resulting in a total of AUD$[total]. If you feel that this is in error, please email me immediately and we can sort it out without fuss.

I am happy to receive payment for this item either through PayPal or direct bank deposit. My paypal user name is XXXXXXXXXXXXXX and by bank details are XXXXXXXXXXXXXX using the item number as the deposit detail.

Would you please respond letting me know how you intend to send the money and to what address (and any delivery instructions) I should send the item. I will have the item on its way within a day of the funds clearing and will leave feedback at that point. Would you be so kind as to leave feedback once you have received the item too please?

If there are any problems, please just email me and I am sure we can sort out pretty much anything straight away.

Have a great day,.. Craig"

A good rule when communicating about money or things that will result in money moving is to ensure that all the details are repeated in every email. A detailed email sent with lots of details and answered with, "OK" as the total reply is not a good way to do business. Include and confirm the details so you and the other party/s are totally clear on what has been agreed to and what is happening. When you repeat it back in your email, often things that might have slipped past get noticed and fixed, this is another reason for being clear and concise in these types of communications.

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Who or What is Heimdall:

Reproduced here from the Encyclopedia Mythica™ is a summary by Micha F. Lindemans

I chose Heimdall as the identity of this site as it is my desire to see the advice herein protecting all from harm on the net as much as is possible.

The idea of a naming my site after a protector encompasses this desire.

Heimdall © Encyclopedia Mythica™ (Norse)

Heimdall is the god of light, the son of nine mothers (variously given as the daughters of Geirrendour the Giant or of Aegir). He was born at the end of the world and raised by the force of the earth, seawater and the blood of a boar. Because of his shining, golden teeth he is also called Gullintani ("gold tooth"). His hall is Himinbjorg, The Cliffs of Heaven, and his horse is Gulltop. Heimdall carries the horn Gjallar.

He is the watchman of the gods and guards Bifrost, the only entrance to Asgard, the realm of the gods. It is Heimdall's duty to prevent the giants from forcing their way into Asgard. He requires less sleep than a bird and can see a hundred miles around him, by night as well as by day. His hearing is so accurate that no sound escapes him: he can even hear the grass grow or the wool on a sheep's back. At the final conflict of Ragnarok he will kill his age-old enemy, the evil god Loki, but will die himself from his wounds.

As the god Rig ("ruler"), Heimdall created the three races of mankind: the serfs, the peasants, and the warriors. It is interesting to note why Heimdall fathered them, and not Odin as might be expected. Furthermore, Heimdall is in many attributes identical with Tyr.